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p12 ferryHarlan “Skip” Ferry    “At Commerce, we operate as a super-community bank, offering personal service coupled with sophisticated financial products and services to businesses and consumers. Commerce Bank is a dedicated member of the communities where we live and serve in the St. Clair, Madison, and Monroe counties. Our presence in Southwestern Illinois includes a commercial division, wealth and asset management, consumer lending, as well as banking locations and ATMs throughout St. Clair, Madison, and Monroe counties. Commerce works closely with customers to understand business needs and then helps to develop a financing structure that best meets the cash flow, tax, balance sheet, technology or other considerations affecting a business.  We also deliver a full payment system suite of solutions through knowledgeable relationship managers with proven experience in helping our customers manage their business cycles. Our commercial banking division provides local decision making and traditional lending products, such as working capital lines of credit, owner occupied and investment real estate loans, tax exempt finance programs, equipment financing, and leasing. Our equipment financing subsidiary offers equipment financing and leasing solutions to organizations in trucking, construction, manufacturing, and healthcare.
    Commerce is committed to making it convenient for customers to manage their banking needs, and we continue to innovate and invest in new technologies to better serve our clients. This focus on technology provides banking products comparable to the largest banks in the country, while our focus on service results in deep and long-standing relationships typical of community banks. As a result, we can offer our customers the best of both worlds.
    At Commerce Bank, giving back to the community is ingrained in our culture.  We are committed to the communities where we live and serve. We are proud to support the efforts of many organizations through volunteering and charitable donations. We have had a winning formula for 150 years because we focus on our customers and long-term relationships.”

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Harlan “Skip” Ferry
President, Metro East Region
Commerce Bank