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Industry Leaders of Southwestern Illinois
    “First Clover Leaf Bank is one of very few publicly traded, yet locally controlled financial institutions in the downstate area. Our commitment is to our customers, our shareholders and the communities we serve. First Clover Leaf Bank can boast one of the largest, most experienced and professional Business Banking teams in the local area with thirteen Commercial Bankers with over 300 years of service to customers.  Decisions are made locally and at the speed and convenience fitting the customer, not the bank.
IBJ May14 Page 06 Image 0001    We recently expanded into a new market opening a Loan Production Office in O’Fallon, Illinois to serve the St. Clair County market.  We added four highly experienced commercial loan officers to our Business Banking team with roots and experience in St. Clair County.  Investing in strong Madison and St. Clair County commercial lending team members and locations we have ensured that we are always close and available to our customers.  To further enhance our business banking relationships, we offer a full complement of Treasury Management services such as Lock Box Processing, Remote Commercial Deposit Capture and Online Cash Management.  We have been recognized for our Small Business Lending initiative that helps turn ideas into businesses.
    First Clover Leaf Bank has always provided mortgages, but in recent efforts we placed an emphasis on broadening and expanding our products and services.  In addition, we expanded our mortgage division adding a team of professionals ready to work with you on that new home purchase.  Whether it is an FHA, VA or conventional loan, our four mortgage originators stand ready to turn your dream into reality.  And applying online for a loan has never been easier thanks to our state of the art online mortgage application system.  Just visit firstcloverleafbank.com and see how a true community bank with local roots and local management can serve your financial needs.”
 
    P. David Kuhl
    President and CEO
    First Clover Leaf Bank